Welcome!

Welcome to my new website!  Please look around and be sure to check out the testimonials.  I also uploaded (in the Download section) the form needed to have your property taxes re-assessed.  I will add upcoming seminars as they are scheduled, so please check back!


Ralph Otto
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Mortgage and Real Estate News
  Reduce your Property Taxes!

If you feel your home is currently worth less than what you paid for it (basically, if you purchased it after January 2003) then you can petition the County Tax Assessor to temporarily reduce your ...

  FHA to the Rescue!

With the Senate's passing of the FHA reform bill, many areas of the US (including San Diego County) will start to see more FHA financing.  Some of the highlights of this new legislations incl...

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San Diego County Tax Assessment Re-Evaluation
Concierge Package (English)
Concierge Package (Spanish)
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" Ralph Otto has financed all of my properties. He has made this p... "
- James B.
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